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Portugal

Promissory contracts (CPCV) precede notarial deed and registry. Municipal property transfer tax and stamp duty apply on purchases. Non-habitual resident tax regimes have attracted foreign buyers subject to eligibility rules.

Currency: EUR · Last reviewed: 2026-10-29

Common loan types

  • Crédito habitação taxa fixa
  • Crédito habitação taxa variável
  • Crédito habitação misto
  • Crédito para obras

Rates in Portugal

Published national averages change often. Use our calculators with a rate you enter from your lender or central bank source. LoanReady does not publish live lender rate tables for Portugal.

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Example formatting: 350 000 € illustrative loan amount.

Borrowing powerRepaymentsRefinance savings
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